5 Best Cars - Best Cars in India under 20 Lakhs | Tata AIG Blog (2022)

  • Author :
  • TATA AIG Team
  • Published on :
  • 14/07/2022

Up until a few decades ago, having a car was a luxury. It was something rich people owned as a matter of pride and prestige. You had to belong to certain strata of society to own cars, and car manufacturers also priced cars so that it was a luxury item, not to be owned by the general public. But then, a change came about in the society we live in.

With industrialisation and globalisation, people now had higher-paying jobs, and the middle-class man could also own cars. Manufacturers understood that the market was changing, and their audience was now the common man who had come into money through hard work and perseverance.

Today, cars are no longer luxury items. They have, for the most part, become a necessity. The public transport system in India is not reliable and overcrowded due to India's large population. Travelling via public transport has become a hassle that most people are no longer willing to take on. They prefer to make a long-term investment and buy a car for themselves and their families.

A single journey can take the kids to school and the parent to work or on an errand. You end up saving much more when you have your car in the long run. Thus, with the help of investors like the bank, people are putting in money and buying a car that may be on the higher end but will last longer.

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So, if you are looking for the best cars under 20 lakhs in India in 2022, you are in the right place. We will be listing some of the best cars in this category and what they offer. But, before we get into that, let us delve into a necessity before you can start using your car.

4 wheeler insurance is not an option to make your car safer but a necessity. You cannot be seen driving on the road without valid 4 wheeler insurance. If you are caught driving your car without insurance, the penalties will be severe, and you will have to pay large fines.

Today, the Indian government has made these laws even stricter to ensure the safety of both drivers and pedestrians. So, before you look at the best cars under 20 lakhs in India, you should look at the right 4 wheeler insurance. Today, insurance providers are making things easy by providing car policies online.

Tata AIG’s four-wheeler insurance is also a policy you can buy online. Our car policy online can be bought easily in a few minutes from the comfort of your home. Buying a comprehensive car insurance policy online ensures you have all your car-related needs taken care of and that you need not worry about anything more. You are safe in the eyes of the law, and you can also rest assured knowing that we will be there to step in at any time and help you should you need our assistance. Our car policy online gets you the protection for your car at affordable prices and with customisable plans.

Best Cars Under 20 Lakhs in India 2022

If you are looking for the best cars under 20 lakhs in India 2022, you surely only want to consider the top cars under 20 lakhs. You are paying a pretty penny for your car, and it only makes sense to look for one that is worth every penny. So, we are listing some of the best cars in 20 lakhs for your perusal.

  • Skoda Octavia

Skoda Octavia's brand image helped the company get established in the country and is accountable for the favourable associations purchasers have with the company. The Octavia moniker was replaced by the Laura, which was effectively a rebranded next-gen Octavia after a highly successful campaign.

With the introduction of the current generation Octavia, the business chose to renew the brand name. Now you get a car superior in practically every way. The latest design language offers it a particular appeal, and the spaciousness and comfort levels are exceptional.

It also comes with a comprehensive array of features and the most potent engines in its class. The interiors are exquisitely designed and exude elegance and quality. The car has long maintained its stance as one of the top cars under 20 lakhs.

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  • Kia Seltos

Created by the Korean company Kia, Seltos was the model that bought the company to the Indian market. The car did not fail and found its place in the list of the best cars in the 20 lakhs category for many car enthusiasts. The car, owing to its features, has established itself on this list and has stayed there.

Appealingly created, priced right, and with transmission and motor options galore, the car is loved by all who use it. The engines have a stick shift and automated gear options. The Kia Seltos stays in touch with current times and matches the requirements of the current BSVI regulation, making it the best car to buy under 20 lakhs.

  • MG Hector

The Hector was brought to the Indian market by the Chinese manufacturers Morrison Garages. The car has many appealing features. It's a well-made car with an attractive appearance, enormous proportions, and new technology that definitely puts it on the consumer's radar. This is makes it one of the best cars to buy under 20 lakhs.There are three engine options for the car. The warranty afforded by the car for 5 years is a key talking point, which is why many consumers believe it to be the top car under 20 lakhs.

  • Toyota Innova Crysta

The latest Toyota Innova has seized the industry by storm, particularly among cars priced at roughly 15 lakhs on the road. It's a fantastic alternative to standard D-Segment cars and SUVs. The interiors of the 2016 Toyota Innova Crysta is roomy and luxurious, with a long array of perks and adequate seating for seven people. The latest Innova also offers a range of powerful engines and automated and manual gearbox options. Although the top-end models appear to be pricey, this car is still considered the best car in 20 lakhs.

  • Mahindra Scorpio

We can confidently say that the Scorpio is the most loved car from the brand. Its strong body renders it a good fit for heavy use, and the height gives it a proficient look. The Mahindra Scorpio is available in many models under 20 lakhs, making it a popular choice in the market. This is one of the best offerings on the list of the best cars in 20 lakhs.

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Prices of the Best Cars Under 20 Lakhs in India in 2022

The prices of the cars listed above are tabulated for your convenience in the table below.

Car Model Ex-Showroom Price in New Delhi*
Skoda Octavia ₹16.64 lakhs
Kia Seltos ₹11.07 lakhs
MG Hector ₹14.95 lakhs
Toyota Innova Crysta ₹13.73 lakhs
Mahindra Scorpio ₹14.48 lakhs


The cars mentioned above are some of the best in their class. Remember. It is always recommended that you invest in a car only after doing your research. See what makes a car fall into the list of the best cars to buy under 20 lakhs, and buy it only if you like what you see. In the same way, before buying 4 wheeler insurance, do not forget to compare prices and plans and get the best one for yourself. Make a decision and get your car policy online today!

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What car can I buy with 20 lakhs? ›

Ex-Showroom price). The prices for the top 5 popular cars under 20 lakh are:Tata Safari Price is ₹ 15.45 Lakh, Toyota Innova Crysta Price is ₹ 18.09 Lakh, Jeep Compass Price is ₹ 19.27 Lakh, Isuzu D-Max Price is ₹ 19.48 Lakh and Honda City Hybrid eHEV Price is ₹ 19.92 Lakh.

Which is the No 1 Family Car in India? ›

Which are the most popular Family Cars in India? The most popular family cars in India are Maruti Brezza, Tata Nexon, Mahindra XUV700, Toyota Innova Crysta, and Kia Carens.

Which car is high maintenance? ›

According to the most recent data, BMW tops the list as the most expensive car brand to maintain, followed by Mercedes-Benz, based on estimates of total car maintenance over 10 years.

Which car is strong body in India? ›

While Cars which cost 20 Lakh+ are generally Sold with the same International Level Quality, Safety and 5 Star Build Safety. So - no doubts on Cars like Ford Endeavour, Toyota Fortuner, Skoda Superb, MG Gloster, Zs EV, Skoda Karoq or other cars in segment as they are just the best in Build Quality Perspective.

Which is safest SUV in India under 20 lakhs? ›

Certified Safe SUVs priced below 20 lakhs
  • Maruti S-Cross. #CertifiedSafe#CruiseControl#Automatic#ABS.
  • #CertifiedSafe#4WD#AWD#Sun/MoonRoof#CruiseControl.
  • Ford EcoSport. 21.7 kmpl. ₹8.18 Lakhs - ₹11.80 Lakhs. ...
  • Safety 3/5. 1330 cc. ...
  • Tata Nexon. 1497 cc.
  • Kia Seltos. #CertifiedSafe#BS6Compliant#Sun/MoonRoof#CruiseControl.

Which car is best for long drive under 20 lakhs? ›

  • Kia Seltos HTX IVT (Petrol)Rs.15.45 Lakh*, 1497 cc. ...
  • Kia Seltos HTX D (Diesel)Rs.15.59 Lakh*, 1493 cc, 20.8 kmpl. ...
  • Kia Seltos GTX Option (Petrol)Rs.16.05 Lakh*, 1353 cc, 16.5 kmpl. ...
  • Kia Seltos HTX Plus D (Diesel)Rs.16.59 Lakh*, 1493 cc, 20.8 kmpl. ...
  • Kia Seltos HTX AT D (Diesel)Rs.16.59 Lakh*, 1493 cc.

What are the top 5 safest cars? ›

Below is the list of the top 10 safest new cars you can buy based on the ANCAP ratings:
  1. Mercedes-Benz CLA-Class. Average safety rating: 88% (5-stars) ...
  2. Mazda CX-30. Average safety rating: 86% (5-stars) ...
  3. Mazda3. Average safety rating: 86% (5-stars) ...
  4. Subaru Forester. ...
  5. Toyota Yaris. ...
  6. Nissan Juke. ...
  7. Ford Puma. ...
  8. Isuzu D-MAX.

Which car is safe in accident? ›

Top 20 safest cars in India with Global NCAP rating 2022
Sl. No.CarGNCAP Rating - Adult Occupant score (Maximum 17 points)
1Skoda Kushaq/Volkswagen Taigun5 stars (29.64 max. 34 points)
2Tata Punch5 stars (16.45)
3Mahindra XUV3005 stars (16.42)
4Tata Altroz5 stars (16.13)
16 more rows
17 Oct 2022

What car has a 5 star safety rating? ›

✓ What are the safest cars of 2021 in India? Based on the safety ratings by Global NCAP, the top 5 safest cars are: Mahindra XUV300, Tata Altroz, Tata Nexon, Mahindra Marazzo, and Tata Tiago/Tigor.

Which car is best for daily use? ›

Best Daily Commuter Cars in India
  • Maruti Suzuki. Dzire. ...
  • Renault. Kiger. ...
  • Maruti Suzuki. Ignis. Starts at ₹ 5.35 Lakh. ...
  • City. Starts at ₹ 11.29 Lakh. EMI - ₹ 23,432 pm. ...
  • Tata. Tiago. Starts at ₹ 5.40 Lakh. ...
  • Renault. Kwid. Starts at ₹ 4.62 Lakh. ...
  • Maruti Suzuki. Starts at ₹ 4.25 Lakh. EMI - ₹ 8,822 pm. ...
  • Tata. Tigor. Starts at ₹ 6.00 Lakh.

Which car is best for family trip? ›

List of the best family cars in India
  • Tata Tigor. Rs. 6 lakh to Rs. ...
  • Maruti Suzuki Swift. Rs. 6 lakh to Rs. ...
  • Maruti Vitara Brezza. Rs. 8 lakh to Rs. ...
  • Tata Nexon. Rs. 8 lakh to Rs. ...
  • Toyota Innova Crysta. Rs. 18 lakh to Rs. ...
  • Kia Carens. Rs. 10 lakh to Rs. ...
  • Mahindra XUV700. Rs. 13 lakh to Rs. ...
  • Maruti Suzuki Ertiga. Rs. 8 lakh to Rs.
14 Oct 2022

Which car has highest lifespan? ›

Longest-Lasting Cars: Toyota's Land Cruiser Easily Wins the Top Spot. To earn a spot on the Longest Last Cars list at least 2.5 percent of a vehicle must reach 200,000 miles.

What cars are not high maintenance? ›

What are the Best Low-Maintenance Cars and Trucks?
  • Toyota Corolla. The Toyota Corolla has long been considered one of the most reliable cars on the market. ...
  • Infiniti Q70. ...
  • Honda Accord. ...
  • Toyota C-HR. ...
  • Toyota 4Runner. ...
  • Toyota RAV4. ...
  • Toyota Tacoma. ...
  • Dodge RAM.

Which is the strongest car? ›

1. The Hennessey Venom F5 (combustion): The Venom F5 hypercar is the first offering from the Texas-based tuner's new division, Hennessey Special Vehicles. The Venom F5 produces 1,542 horsepower on pump petrol (91 octanes), but that jumps to 1,817 hp on E85.

Which car is the king of Indian roads? ›

Despite its British origins, the Ambassador is considered as a definitive Indian car and is fondly called "The king of Indian roads". The automobile is manufactured by Hindustan Motors at its Uttarpara plant near Kolkata, West Bengal.

Which car is best for upper class family? ›

Best Cars for Upper middle class Family in India in Range 5 to 12 Lakh
upper Middle class CarsPrice ( 5 to 12 Lakh )
Tata AltrozRs 5.69 Lakh – Rs 9.46 Lakh
Maruti Suzuki DzireRs 5.98 Lakh – Rs 9.02 Lakh
Maruti Suzuki BalenoRs 5.89 Lakh – Rs 9.30 Lakh
Maruti Vitara BrezzaRs 7.51 Lakh – Rs 11.41 Lakh
6 more rows
7 Nov 2020

Which is the No 1 SUV brand in India? ›

1. Maruti Suzuki Vitara Brezza | Starting From ₹ 7.70 Lakh.

Which car has least problems in India? ›

Top 10 Low Maintenance Cars in India
  • Maruti Celerio.
  • Maruti Alto K10.
  • Tata Motors Nano GenX.
  • Hyundai Eon.
  • Maruti Swift.
  • Hyundai Grand i10.
  • Toyota Etios Liva.
  • Renault Duster.

Which SUV is best for accidents? ›

2022 Tesla Model Y

An electric, luxury SUV earns the number-one spot as the safest SUV by both IIHS and NHTSA. The Tesla Model Y has Good ratings all around for crashworthiness and crash avoidance.

Which is the No 1 off road car in India? ›

The most popular models under this bracket are the Toyota Fortuner (Rs. 32.59 - 50.34 Lakh), Mahindra Bolero (Rs. 9.53 - 10.48 Lakh), Land Rover Range Rover (Rs. 2.39 - 4.17 Cr) & top brands are Maruti Suzuki, Hyundai, Tata, Renault, Mahindra & Kia.

Which car is best for long life in India? ›

10 Dependable Cars With Longer Life You Won't Regret Buying
  • Maruti Suzuki Swift. The largely popular hatchback Maruti Swift has ruled the segment in India for more than a decade now. ...
  • Maruti Suzuki Wagon R. ...
  • Honda City. ...
  • Hyundai Creta. ...
  • Jeep Compass. ...
  • Jeep Wrangler. ...
  • Hyundai Verna. ...
  • Maruti Suzuki Dzire.
4 May 2021

Which car brand has the best quality? ›

Best car manufacturers 2022
  1. Porsche – 90.74% Key points: Classic Porsche strong points make a great showing here, with top ratings for exterior, ride and handling, reliability and infotainment. ...
  2. Tesla – 90.50% ...
  3. Kia – 90.40% ...
  4. Peugeot – 89.28% ...
  5. Honda – 88.94% ...
  6. Jaguar – 88.90% ...
  7. Mazda – 88.89% ...
  8. Volvo – 88.35%
29 Jun 2022

Which car is most selling in India? ›

Registering the sales of 12,321 units in October 2022, the Maruti Suzuki Dzire retook its throne of the best-selling sedan in India. The compact sedan grew its sales by 53 percent over the 8,077 units it sold during the same month in 2021.

What is the top 10 safest car? ›

These Are The 10 Safest Cars In The World In 2022
  • 8/10 Polestar 2.
  • 7/10 Subaru Outback.
  • 6/10 Mercedes C-Class.
  • 5/10 Volvo C40.
  • 4/10 Mazda 3.
  • 3/10 Mercedes EQS.
  • 2/10 Genesis G90.
  • 1/10 Nissan Rogue Sport.
15 Aug 2022

What is the safest car to buy today? ›

What are the Safest Cars?
  • 2022 Subaru BRZ. ...
  • 2022 Subaru Legacy. ...
  • Tesla Model 3. ...
  • 2022 Toyota Camry. ...
  • 2022 Toyota Corolla. ...
  • 2022 Volvo S60/S60 Recharge. ...
  • 2022 Volvo S90/S90 Recharge. Best Safety Value: $53,750 (Momentum + Advanced Pkg) ...
  • 2022 Volvo V60 Cross Country/V60 Recharge. Best Safety Value: $47,600 (Cross Country + Advanced Pkg)
24 Jun 2022

Which car has 0 safety rating? ›

Maruti Suzuki Baleno

The zero stars result is explained by the poor side impact protection, low whiplash score, lack of standard side head protection airbags, lack of standard ESC (electronic speed control) and the decision by Suzuki to not recommend child restraint systems (CRS) for the test.

What is the safest full size car? ›

Cars such as the Acura TLX, Genesis G70, and Subaru Outback all earned an IIHS Top Safety Pick+ award for 2022. For the 2022 model year, more than 50 vehicles earned the Insurance Institute for Highway Safety's highest honor of "Top Safety Pick+".

What is a 5 star vehicle? ›

NHTSA crash tests new vehicles and rates them on how well they protect occupants in frontal, side, and rollover crashes. Results from these tests are compiled into a rating of 1 to 5 stars, with 5 stars being the highest rating.

Which is the safest car in India in 2022? ›

India's safest cars Oct 2022 (Total Points Scored)

In terms of total points scored in Global NCAP crash tests, the top five safest cars are Volkswagen Taigun and Skoda Kushaq (71.64), Mahindra XUV700 (57.69), Tata Punch (57.34) and Mahindra XUV300 (53.86).

Which car should I buy in 2022? ›

  • Hyundai i10. Starting at Rs 1 Lakh.
  • Maruti Swift. Starting at Rs 1 Lakh.
  • Maruti Wagon R. Starting at Rs 1 Lakh.
  • Hyundai Creta. Starting at Rs 10 Lakh.
  • Mahindra XUV500. Starting at Rs 10 Lakh.
  • Toyota Fortuner. Starting at Rs 10.25 Lakh.
  • Honda City. Starting at Rs 5 Lakh.
  • Hyundai Verna. Starting at Rs 5 Lakh.

Which car brand has no problems? ›

Toyota earns the top spot as the best automaker for dependability. Toyota vehicles are known for their longevity, and they are proven to last longer than any other brand. Toyotas are built so well they have below-average maintenance and repair costs, which helps contribute to why they remain on the road for so long.

What is the most problem free car? ›

What are the most reliable car brands?
  • Lexus. This brand stays at the top, year after year. ...
  • Toyota. Many Toyota models are among the most popular cars worldwide because they are affordable, dependable, and easy to maintain.
  • Mazda. ...
  • Kia. ...
  • Honda. ...
  • Buick. ...
  • Hyundai.
14 Jun 2022

What car has the most high tech features? ›

Best Cars for Tech Lovers for 2022
  • 2021 Ford Mustang Mach-E. An electric SUV with muscle car genes. ...
  • 2021 Mercedes-Benz S-Class. A luxury flagship sedan filled to the gills with tech. ...
  • 2021 Tesla Model Y. Stylish and tech-rich SUV. ...
  • 2021 Nissan Versa. ...
  • 2021 Ford F-150 PowerBoost Hybrid.
2 Jan 2022

What are the coolest car features? ›

Here are 15 high tech features modern cars have that are pretty cool.
  • Surround View Camera System. ...
  • Dual-Clutch Transmission. ...
  • Launch Control. ...
  • Electric Motors. ...
  • Pedestrian Detection. ...
  • Vehicle Summon Feature. ...
  • Magic Body Control. ...
  • Night Vision. Driving at night can be dangerous and exhausting.

Which is the No 1 luxury car in India? ›

Top 10 Luxury Cars
Land Rover Range Rover Velar₹ 89.41 Lakh
Mercedes-Benz C-Class₹ 55.00 Lakh
Jeep Wrangler₹ 57.83 Lakh
BMW X1₹ 41.45 Lakh
11 more rows

Which car has the most features? ›

Volvo S90. Volvo claims that its S90 sedan is loaded with more technology than any other vehicle on the road right now. We're not entirely sure if that's true, but the S90 certainly makes a convincing case for being one of the most advanced cars you can purchase today.

What is the smartest vehicle? ›

Mercedes-Benz, a division of Council Lead Partner Daimler, has just released the latest generation of its E-Class which includes an optional driver assistance package the company says makes it the smartest car in its class.

What are the 10 most beautiful cars? ›

The 11 most beautiful cars of all time
  • Jaguar E-type. We'll get the obvious ones out of the way first. ...
  • Aston Martin DB7. ...
  • Ferrari 312P Berlinetta. ...
  • Bugatti Type 57SC Atlantic. ...
  • Alfa Romeo 8C Competizione. ...
  • Lamborghini Miura. ...
  • Ferrari 250 SWB/C. ...
  • Aston Martin DB2/4 MkIII.
31 Aug 2021

What car brand is most attractive? ›

Apparently, only 7 percent found BMW an attractive brand.
The Winners and Losers, According to Women:
The Winners (Most Attractive)The Losers (Least Attractive)
Audi (77%)Mini (5%)
Mercedes-Benz (71%)BMW (7%)
Volkswagen (68%)Skoda (VW brand) (9%)
Bugatti (58%)SEAT (VW brand) (11%)
1 more row
14 Feb 2018

What is the happiest looking car? ›

Here are 15 of the happiest looking cars you'll ever see.
  1. McLaren P1. All of the new McLarens have a smile like this one. ...
  2. Austin Healey Bugeye Sprite. You just wanna pet it, don't you?
  3. MINI Cooper. ...
  4. Volkswagen Beetle and Bus/Camper Van. ...
  5. Porsche Cayman. ...
  6. PT Cruiser. ...
  7. Bentley Mulsanne. ...
  8. Chrysler/GEM Peapod.
2 Sept 2015

What 5 features do you need in a car? ›

When car shopping, make sure your vehicle has the following features in good working order.
  • Front airbags.
  • Antilock brakes.
  • LATCH system (Lower Anchors and Tethers for Children)
  • Traction control.
  • Electronic stability control (ESC)
  • Seatbelts.
15 Apr 2022

Which car is best quality in India? ›

The best cars in India include BYD Atto 3 (₹ 30.00 Lakh), Tata Nexon (₹ 7.69 Lakh) and Hyundai Venue (₹ 7.53 Lakh).

Which car brand has the best quality in India? ›

We've discussed Maruti Suzuki, Hyundai, Tata Motors, Kia, etc.
  • Maruti Suzuki. Among all the top car brands in India, Maruti Suzuki is the king. ...
  • Tata Motors. In recent years, Tata Motors has undergone a drastic turnaround in the domestic market. ...
  • Hyundai. ...
  • Kia. ...
  • Toyota. ...
  • Mahindra & Mahindra. ...
  • Renault.
8 Jun 2022


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